College Loan Consolidation
Unless
your college loan interest rates are 2.25% you're paying too much!!!
Click here for information on how to consolidate one or more college loans and lower your loans interest rates to as low as 2.25%!
This rate can save you tens of thousands of dollars over the life of your college loan. If you haven't consolidated yet, consider doing so soon, as it appears that loan interest rates are heading back up.
If you have student college loans other than Direct Loans, you may want to apply for a Direct Consolidation Loan.
Consolidation means making only one monthly payment to cover all your college loans. There may be several advantages for you if you consolidate. Because the interest rate will be the same as for Direct Loans, you may be able to pay less interest than you're paying on your current loans. You may be able to reduce your monthly payments to as low as 2.25%.
You can also choose the repayment plan that best suits your financial circumstances. Click here for information.
To consolidate under Direct Loans, you must have at least one Direct Student Loan or FFEL Program loan.
Listed below are the types of loans that may be consolidated:
Direct Stafford/Ford Loans (subsidized and unsubsidized)
You can consolidate your college loans at any time--while you're still in school, during your six-month grace period, or after you begin repayment. If you consolidate while you're in school, you'll receive a grace period on your consolidation loan. Note that you can consolidate only Direct Loans and FFELs while you're in school; the other types of college loans listed in this section may be consolidated only after you leave school.
Click here for information.
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